Health Insurance Requirement

All students attending Berea College are required to carry health insurance through the College. For those students who are covered by parental or individual plans, this mandatory College policy serves as secondary, “excess” coverage. The policy provides primary coverage for students with no other insurance.

The insurance premium is part of the Student Expense budget and reflected there as a fee. Students’ dependents may be added to the College plan at an additional premium. For those students who are covered by parental or individual plans, the mandatory College policy serves as secondary, “excess” coverage.

Policy benefits and exclusions are explained in a brochure sent to each student along with an insurance card each term. This card must be presented when seeking medical care, other than at CHS, such as at an emergency room or a specialist’s office. Students are responsible for submitting claim forms. The College Health Service Office Manager may assist with this task.