Student Insurance

Student Insurance

General Accident Insurance — All credit students are charged for student accident insurance upon registering for classes. This coverage protects students while engaged in college activities during the entire semester. In case of accidents, students are responsible for any expenses not paid by the accident insurance. Accident insurance provides partial (supplemental) coverage for medical expenses related to accidents (accidental injuries or accidental death or dismemberment) as specified below:

• All activities sponsored and supervised by Athens Technical College, including travel with a group in connection with such activities.

• Travel directly and without delay to or from the insured person's residence and the site of such activities.

Unless emergency care is required, students injured on the Athens Campus should go to the Business Office prior to going to the doctor’s office or hospital. Students who are injured on the Elbert or Walton Campus should go to the Administrative Offices to obtain the claim form prior to going to the doctor’s office or hospital.

College staff members will verify student enrollment for that academic term. Students should submit the claim forms to their doctors or hospital. If emergency care is required, students should go directly to the hospital or urgent care clinic. They should inform hospital personnel that they have coverage under a college accident insurance policy and have the hospital contact the Business Office at (706) 355-5116 for further billing instructions.

Upon completion of medical care, a college incident report should be completed at the earliest convenience, and receipts should be submitted to the Business Office.

Malpractice Insurance — Students enrolled in the Cosmetology, Dental Assisting, Dental Hygiene, Early Childhood Care and Education, Emergency Medical Technician, Medical Assisting, Nursing-Associate Degree, Nursing Bridges, Paramedicine, Healthcare Assisting, Phlebotomy Technician, Practical Nursing, Physical Therapist Assistant, Radiography, Social Work Assisting, Surgical Technology, and Veterinary Technology programs must have malpractice insurance. It will automatically be assessed to students upon registration in applicable classes. The group policy runs from August to August, regardless of the date of payment by students. The insurance company does not prorate student payments.

Students may be requested to submit payment receipts to their program chairs to verify coverage.